Baratto, Sullivan & Co. Insurance Agency
Earthquakes Happen
Did you know you are not covered for earthquakes by your Homeowners policy?
Luckily, Baratto, Sullivan & Co. Insurance Agency is here to help you prepare by finding the best insurance deals with the coverage you need. If you own a home in California, Oregon, or Washington, get your online quote today!
Close your Gap in Coverage with Baratto, Sullivan & Co. Insurance Agency
With Earthquake Insurance
Safety
You are protected from fire, wind, theft, and plumbing losses, but you still risk losing your home to an earthquake.
Peace of Mind
Having earthquake coverage can get you back into your home months faster because contractors will want to work with insured clients first.
Security
Has your home equity increased? Make sure you've protected your investment with adequate insurance.
Protection & Peace of Mind
Why Baratto, Sullivan & Co. Insurance Agency?
If you experience a total loss in an earthquake, can you afford to rebuild, replace your belongings, find another place to live, and pay off your existing loan? You can protect your home, belongings, and equity for less than a daily cup of coffee. That’s the support you won’t get from FEMA.
Product Details
What's Covered?
Dwelling
Residential earthquake coverage protects the structure and attached features of your home.
Other Structures
External structures not attached to your home, like a detached garage or fence, can be included.
Contents
Coverage can protect your personal belongings inside of your home.
Loss of use
In the event that your home is uninhabitable after an earthquake, we cover your additional living expenses, like housing.
Loss Assessment
Loss Assessment coverage will provide protection if you're responsible for a portion of damage or loss in a common area shared with other property owners.
Building Code Upgrade
We offer coverage for the building code upgrades you need to get a reconstruction permit when rebuilding after an earthquake.
Science Fact
Natural Disasters are on the Rise
As of 2024, there is greater shaking possible in California than previously mapped by The National Seismic Hazard Model from the United States Geological Survey. Compared with the prior 2018 model, California locations have up to a 10% increase in the chances of experiencing a damaging earthquake. The new USGS data also marks the chances of a 7.0 magnitude earthquake being 80% greater statewide than noted in 2018.
Value vs Risk
Is Earthquake Insurance Worth It?
Given the risk, now is the time to consider how Earthquake insurance will provide the protection you don’t get from your homeowners insurance policy. Learn more about your risk in California, Oregon, and Washington.
Leading with Strength
Earthquake Insurance with GeoVera, a Trusted Provider.
We are rated “A” Excellent by A.M. Best Company. A.M. Best Company reaffirmed its rating in July 2023 for the Geovera Insurance Group of Companies. This rating is based on A.M. Best’s rating scale: A++ – D.
Copyright © 2024 by GetQuake and ABC Insurance Services, Inc.
5266 Hollister Avenue
Ste 330
Santa Barbara, CA 93111